The coverage is sent directly to the Secretary of State from your insurance company. You need this insurance to reinstate your license. Financial responsibility insurance is also known as SR-22. If you are not insured, you may have to get an SR-22 insurance policy from a private insurance company. If you are not at fault, you will not have to prove that you can pay damages. If a court said you were not at fault, you must provide a stamped or certified copy of the court document saying this. Proof could be a bond issued by an insurance company or surety company or a security deposit in the amount of the damages. If you had insurance or were able to pay the damages from the crash, then you need to provide proof. The Secretary will notify all persons involved in a scheduled hearing. You also need to prove you had insurance when the accident occurred or the ability to pay the damages. The letter received from the Secretary of State will list the things you need to prove the accident was not your fault. You must do this the date before the suspension begins. If the accident is not your fault, you may fight the suspension by asking for a hearing in writing. You had insurance at the time of the accident.The was no property damage, death, or injury, and.IDOT will investigate the crash and will report the names of any drivers without insurance involved in the accident. The report is filed with the Illinois Department of Transportation, also known as IDOT. You must do this within ten days after the accident. If the accident causes death, injury, or property damage, you must file an accident report. If you are in a car accident, notify your insurance company immediately. The Secretary of State will notify you by mail of the pending suspension. Driver using two-way/citizen band radio service.Driver using electronic device while car is in park or neutral, or.Driver using electronic device parked on the side of the road,.
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